Payment On Account

        

Payment on account is still the most popular form of payment used in e-commerce and can significantly reduce the numbers of online orders that are aborted. At the same time, as an online merchant you should be aware that this form of payment is also associated with a high risk of default, and could thus require considerable outlay for debt recovery. SWISSgate can also tackle this challenge, minimise the commercial risk and automate your business processes. Studies show that online shoppers prefer buying on account to all other forms of payment (e.g. prepayment and cash on delivery) and that the rate of aborted orders registered when a standard billing system is used can be reduced by up to 80%. Our platform makes manual processing a thing of the past. SWISSgate represents a one stop shop for all services covering everything from subscription handling, billing and bundling transactions through to dunning and debt recovery. As our system collects all bank statements automatically, you are able to match payment receipts to the respective accounts receivable quickly and easily, which then reduces expenditure on bookkeeping to a minimum. Exceptions will be investigated by us on request. Furthermore, we also offer a professional and fully integrated risk management system that will protect you against payment defaults and fraud.

Advantages at a glance

  • Global connections with banks
  • Professional protection against payment defaults
  • Fully automated assignment of payment receipts etc.
  • Debtor management, dunning and debt recovery
  • Optimised connection to all established national accounting systems
  • Supports virtually all international currencies

powerpay

With the PowerPay monthly billing, voucher or mobile payment system, purchasing becomes a simple, safe and convenient activity. (Switzerland, Germany and Austria) All purchases can be paid for simply and easily through monthly billing.

  • Customers can opt to pay for larger purchases by means of flexible part payments.
  • No prior registration with the system or login is required.
  • Customer credit checks are carried out in real-time - customer's are required only to provide their address and date of birth.
  • Defaults on payments are minimised as the risk of losses associated with outstanding debts is assumed by PowerPay.
  • Quick and easy purchasing via smartphone is possible.
  • Voucher forwarding feature
  • Further information is available on the PowerPay website

BILLPAY

Online shopping made easy - BILLPAY, buying on account, by instalments or direct debit (Germany, Austria, Switzerland)

  • All purchases made can be paid for simply and easily on account, by instalments or via direct debit.
  • 100% payment guarantee by BILLPAY and therefore no risk and receivable management necessary.
  • Flexible part payment option available to end customers with 100% payment guarantee - even if the customer does not pay.
  • No inconvenient 'postident' or 'homeident' procedure; reduced risk that orders will be aborted.
  • Payment via direct debit is possible - BILLPAY assumes the risk and responsibility for debt management.
  • Worldwide shopping through BILLPAY Visa Card possible.
  • Further information is available on the BILLPAY website

PAYOLUTION (from the Skrill group)

Payment on account or by instalments - a white label solution for online shops. (Germany, Austria, Switzerland)

  • All purchases made can be paid simply and easily on account or by instalments.
  • Prompt payment by PAYOLUTION and therefore no risk or receivables management necessary.
  • Flexible part payment option available to end customers with 100% payment guarantee - even if the customer does not pay
  • No inconvenient 'postident' or 'homeident' procedure; reduced risk that orders will be aborted.
  • White label solutions for customised adjustment to the needs of online shops, promotion of customer loyalty and trust.
  • Further information is available on the PAYOLUTION website

Are you interested in our products and services or would you like more information? Then get in touch with us and we will be happy to help you. Together we can identify and implement the ideal solution for your requirements.

SWISSgate Technologies AG
Lintheschergasse 10
CH-8001 Zurich | Switzerland

 +41 43 500 05 80

 +41 43 500 17 26

 Contact Us